Crveio Investor Presentation
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Crveio
Investor Presentation — Seed Round — Confidential
Stops phishing in email
& browsers — before it
becomes ransomware.

The ransomware market costs businesses $2.1B+ annually — and most attacks start with a single click. Crveio stops phishing before it becomes ransomware.

Anti-Phishing Solution Patent Pending Seed Stage
The Problem
Ransomware is a
measurable cash problem.

The data is unambiguous. Phishing-initiated ransomware is the dominant breach pattern across every regulated sector.

$2.1B+
Aggregate Payments
BSA data, 2022–2024
44%
Breaches with Ransomware
Verizon 2025 DBIR
1,265%
Increase in AI Phishing
Financial sector, 2026

AI-driven phishing is now personalised enough to bypass traditional MFA and email filters. Crveio is built to intercept these modern attacks.

The Cost
One successful phish can
trigger a seven-figure event.
$155K
Median Ransom Paid
FinCEN, 2024
$2.91M
Mean Recovery Cost
Sophos, U.S. market
88%
Midmarket Breaches
Involve ransomware

Real-world impact: Change Healthcare (2024) — a single phished credential enabled lateral movement leading to claims processing going offline for weeks. CDK Global (2024) — a phishing attack disrupted automotive dealerships nationally. Root cause in both: credential harvesting via phishing, not a zero-day exploit.

The Product
Phishing prevention for email + browser.

Crveio operates at both surfaces where phishing attacks land — neutralising threats before credentials are ever compromised.

Structural gap in the market: SEGs miss zero-day phishing. EDR doesn't stop the initial click. Crveio bridges exactly this gap — the coverage area neither category owns.

Email Layer
Stop the Click
  • Inline link analysis at delivery time
  • Credential-harvesting page blocking
  • Payload sandboxing for attachments
  • On-prem or cloud deployment
Browser Layer
Stop the Session
  • Real-time credential input interception
  • Zero-day phishing infrastructure detection
  • Cross-channel: SMS, social, web
  • Lightweight agent, minimal IT overhead
Competitive Moat
Why incumbents
haven't built this.
Patent Pending
Credential Detection Technology

Reliably determines whether an email contains a password. Integrates with directory services in a verifiable, auditable way.

On-Premise
Regulated Environment Ready

Satisfies NCUA, FFIEC, and PCI DSS 4.0.1 data residency requirements that cloud-only solutions cannot meet.

Vertical SaaS
Financial Institution Focus

Purpose-built for credit unions and community banks. Vertical SaaS commands 12x+ revenue multiples vs. 5.2x for horizontal.

Compliance
Regulatory Demand Generator

NCUA safety & soundness + PCI DSS 4.0.1 anti-phishing mandate creates direct regulatory urgency for Crveio specifically.

ROI & Business Case
Prevent one event.
Product pays for itself.

The math is simple — and compelling for any CFO or risk officer.

The Simple Math
Avoided Loss =
  P(event) × Recovery Cost
− Annual Subscription

5% × $2,910,000 = $145,500
vs. Crveio subscription

→ One event: many x payback
$155K
Median ransom paid
FinCEN, 2024
$2.91M
Mean recovery cost (excl. ransom)
Sophos, U.S. market
88%
Midmarket ransomware-related breaches
Sophos Annual Report
Go-to-Market & Business Model
Midmarket Growth Playbook.
Year 1 to Year 5.
Year 1
$56K
Year 2
$420K
Year 3
$1.8M
Year 4
$6.2M
Year 5
$15.8M
Initial Wedge

Direct sales to Technology & Security owners at credit unions and community banks. Breach-response prospecting.

Channel

MSP/MSSP partnerships, cyber insurance broker alignment, Credit Union League embedding for distribution leverage.

Model

Annual subscription SaaS. Per-seat or institution-wide pricing. Pilot-to-paid motion with 90-day POC.

The Team
Built to win in
regulated verticals.
Alex Chen
CEO & Co-Founder

A decade of experience in cybersecurity product management at major financial institutions, with a focus on risk mitigation and enterprise solutions. Led development of fraud detection systems serving 40M+ users.

Maria Rodriguez
CTO & Co-Founder

Former principal engineer at a leading threat intelligence firm. Holds patents in network traffic analysis. Led the core technical development of Crveio's patent-pending credential detection engine.

Advisors
Board & Advisory

Former CISO of a top-10 U.S. credit union; former VP of Engineering at a publicly traded cybersecurity company; partner at a leading fintech-focused VC firm. Full bios available post-MNDA.

Open Roles
Seed Hiring Plan

VP of Sales (financial services background required), Lead Detection Engineer, and Customer Success Manager. Hiring plan funded by seed close. Detailed org chart available in data room.

Use of Funds
Seed Round —
Capital Allocation.
BucketDescription%$
Product & EngineeringCore detection engine, deployment tooling, on-prem stack40%$XXX,XXX
Sales & GTMVP Sales hire, outbound infrastructure, pilot program costs25%$XXX,XXX
Patent & LegalPatent prosecution, MNDA templates, regulatory filings15%$XXX,XXX
InfrastructureCloud/on-prem testing environments, security audit12%$XXX,XXX
G&A / ReserveOperations, working capital8%$XXX,XXX

Specific raise target and per-bucket amounts available in the financial model. Contact investors@crveio.com for post-MNDA data room access.

Next Steps
Let's move forward.
Here's what happens next.
01
Sign MNDA

Share full patent abstracts, detection logic, and data paths for technical diligence.

02
Schedule Demo

See Crveio detect and block a live phishing attempt in a test environment.

03
Data Room Access

Full financial model, cap table, technical architecture, and references post-MNDA.

📧 investors@crveio.com

All materials in this presentation are confidential. Patent pending. For accredited investors only.

Patent-Pending Anti-Phishing Technology

Stop phishing
before it becomes
ransomware.

Crveio defends email and browser attack surfaces simultaneously — neutralizing credential-harvesting attacks at the only reliable control point: before the click.

$2.1B+
Ransomware Payments
BSA data, 2022–2024
44%
Breaches with Ransomware
Verizon 2025 DBIR
$2.91M
Mean Recovery Cost
Sophos, U.S. market
1,265%
Increase in AI-Driven Phishing
Financial sector, 2026
The Product

Two attack surfaces.
One solution.

Crveio operates at both surfaces where phishing attacks land — the inbox and the active browser session — breaking the attack chain before credentials are ever compromised.

✉️
Email Layer — Stop the Click

Inline link analysis and rewriting at delivery time. Crveio intercepts malicious payloads before they reach the user's cursor.

  • Inline link analysis and rewriting at delivery time
  • Credential-harvesting page detection and blocking
  • Payload sandboxing for email-borne attachments
  • Flexible deployment: on-prem or cloud-hosted
  • No MX record changes required for most deployments
🌐
Browser Layer — Stop the Session

Real-time session monitoring catches phishing attempts arriving through SMS, social, and direct navigation — not just email.

  • Real-time credential input interception
  • Zero-day phishing infrastructure detection
  • Cross-channel coverage: SMS, social, web
  • Lightweight agent with minimal system impact
  • Works alongside existing EDR and SIEM stacks
How It Works

Breaking the attack chain
at the only reliable point.

Ransomware is a deterministic sequence. Breaking it at the phishing link — before credentials are harvested — is the most reliable and cost-effective control point.

📧
Phishing Link
User receives malicious email
⚡ Crveio Intercepts
🛡️
Crveio Blocks
Link neutralized, session terminated
🔑
Credential Capture
Prevented
🔓
Lateral Movement
Prevented
💀
Ransomware
Prevented
Competitive Moat

Why incumbents
haven't built this.

Large vendors focus on packaging and distribution — not early original R&D risk. Crveio's patent-pending technology reflects fundamental research incumbents won't prioritize.

01
Patent-Pending Credential Detection

Proprietary technology to reliably determine whether an email contains a credential-harvesting mechanism. Hard to replicate and integrates with directory services in an auditable way.

02
On-Premise Deployment Option

Satisfies NCUA, FFIEC, and PCI DSS 4.0.1 data residency requirements that cloud-only solutions cannot meet — a hard requirement for regulated financial institutions.

03
Dual-Surface Architecture

SEGs miss zero-day phishing infrastructure. EDR doesn't stop the initial click. Crveio bridges this structural gap — the coverage area neither incumbent category owns.

04
Vertical Focus: Financial Institutions

Purpose-built for credit unions and community banks. Vertical SaaS commands 12x+ revenue multiples vs. 5.2x for horizontal. Deep compliance integration creates switching costs.

05
Compliance as Demand Generator

NCUA has made cybersecurity a safety and soundness issue. PCI DSS 4.0.1 now includes specific anti-phishing requirements. Crveio maps directly to these mandates.

06
Channel Ecosystem Positioning

MSP/MSSP partnerships, cyber insurance broker alignment, and Credit Union League embedding create distribution leverage pure direct-sales models lack in the midmarket.

The Business Case

Prevent one event.
Subscription paid many times over.

The ROI math is simple — and compelling for any CFO or risk officer at a midmarket financial institution.

The Simple Math
Avoided Loss =
  (Probability of Event)
  × (Event Recovery Cost)
− (Annual Subscription)

At even a 5% annual probability:
  0.05 × $2,910,000 = $145,500
  vs. Crveio subscription

→ One prevented event covers
  the subscription many times over.
$155K
Median Ransom Paid
FinCEN, 2024
$2.91M
Mean Recovery Cost (excl. ransom)
Sophos, U.S. market
88%
Midmarket ransomware-related breaches
Sophos Annual Report
Market Context

Why now is the
right moment.

Converging market forces are creating urgent, measurable demand for exactly what Crveio offers.

🤖

AI-Driven Phishing Surge

The financial sector has seen a 1,265% increase in AI-driven phishing attacks heading into 2026. Credit unions are being targeted with sophisticated, personalized schemes that bypass traditional MFA and email filters.

⚖️

Intensifying Regulatory Pressure

NCUA has made cybersecurity a safety and soundness examination issue. PCI DSS 4.0.1 now includes specific anti-phishing requirements. Cyber insurance carriers are demanding stronger controls.

💥

High-Profile Breach Triggers

The Marquis Software breach (August 2025) hit 80+ financial institutions through a single vendor, compromising 800,000 records. Change Healthcare and CDK Global demonstrate catastrophic phishing-origin cascades.

📈

Premium Vertical SaaS Valuations

Vertical SaaS companies are valued at 12x+ revenue multiples vs. 5.2x for horizontal SaaS. Crveio's financial institution focus positions it squarely in this premium category with high switching costs.

Investor Portal

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Investor Portal

Crveio Data Room

Authenticated — Confidential
Year 1 Target ARR
$56K
3 clients @ seed close
Year 5 Projected ARR
$15.8M
100+ client milestone
Target Market Size
~5,000
U.S. credit unions & community banks
Valuation Premium
12x+
Vertical SaaS vs. 5.2x horizontal
Revenue Progression 5-Year Projection
Year 1
$56K
Year 2
$420K
Year 3
$1.8M
Year 4
$6.2M
Year 5
$15.8M
Funding Milestones
Seed Round — In ProgressClose 3 pilot clients, finalize patent filing, build core team
Series AScale to 15+ clients, 3 channel partnerships, $1M+ ARR
Series BNational distribution, $5M+ ARR
Profitability100+ clients, $15.8M ARR
Diligence Documents Confidential — Do Not Distribute
📊
Investor Presentation — Full Deck (10 slides)
▶ View (DRM)
📈
Financial Model — 60-Month Projection
Confidential
🔬
Technical Architecture Overview
Available
📋
Business Development Strategy — Market Playbook
Confidential
⚖️
Patent Abstract — Credential Detection Technology
Post-MNDA
🏢
Cap Table & Use of Funds
Confidential

📌 Contact investors@crveio.com to request document access or sign an MNDA. Patent abstracts available following MNDA execution.

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Get Started

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phishing exposure?

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This website and all materials herein are provided for informational purposes only and do not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation to purchase any security in Crveio, Inc. Any securities offering will be made solely by means of a Private Placement Memorandum to qualified recipients in compliance with applicable federal and state securities laws.

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